Banks & Fintech
193000
employees
Company founded in
2000
Carbon Footprint - Scope 1,2,3

How BNP Paribas engages its clients in the transition with Greenly

BNP Paribas has teamed up with Greenly to help individuals estimate their personal carbon footprint. In a simple, concrete and fun way, they now become aware of their impact on the environment and have the keys to reducing their emissions.

2000
Date of creation
193000
Number of
employees
0
Projects
supported
2020
Year
analysed

Evolution in the Net Zero trajectory

GHG balance sheet
The company performs a carbon footprint of its Scope 1, Scope 2 and Scope 3 emissions
Responsible purchasing
The company engages its suppliers in reducing its emissions
Net Zero trajectory
The company has put in place action plans, and has contributed to offset projects
BNP Paribas
The company's carbon footprint
t.CO2/year
tCO2/employee
Total carbon emissions
In number of return trips Paris / New York
Annual emissions in number of French people
Hectares of growing forest needed to compensate
ITV - Our approach is educational and progressive. This is just a first step.

Being aware of your impact is a key step to success. That's why we have developed a CO2 impact estimator for our customers, with our partner Greenly, for everyday expenses. In addition to managing their budget from their app, our BNP Paribas and Hello bank! customers can now also track the carbon impact of their spending and find ways to reduce it.

"We are very pleased to have formed a partnership with one of our most successful impact startups. We were seduced by Greenly's participatory and transparent approach, which allows us to help our clients estimate their emissions ever more finely."

Director of Client Commitment at BNP Paribas
Raphaele Leroy
ITV - Functionality directly in your BNP and Hello Bank services

The My Carbon Footprint feature is accessible from the My Accounts application. Log in to the application and find the My Carbon Footprint feature in the menu.

If the feature does not appear, update the My Accounts application from the Play Store on Android or the Apple Store on IOS.
To use the My Carbon Footprint feature you must have activated the categorisation of your transactions. If it is deactivated, activate it from your Client Area on the mabanque.bnpparibas website.

Your questions about the My Carbon Footprint tool: Carbon Footprint, why is it important to reduce it?

Without a reduction in greenhouse gas (GHG) emissions from human activity, the average global surface temperature would rise by 2°C to 3.5°C by 2100, according to projections by the IPCC (Intergovernmental Panel on Climate Change). This global warming suggests an increase in the number of extreme weather events, in particular droughts, rising oceans and ocean acidification, with many negative consequences for human health and development.In 2016, the countries that signed the Paris Agreement agreed to limit their CO2 emissions to keep warming below 2°C. They committed to reducing the share of fossil fuels in production, and set an emissions target of about 2 tonnes of CO2 per year per capita. In 2018, the average carbon footprint of a French person was 11.2 t CO2eq per year. In addition to structural efforts to change our production patterns and have a positive impact on the environment, the commitment of individuals to decarbonising their consumption and lifestyle is essential to achieving these reduction targets.

How is my carbon footprint estimated?

Your carbon footprint is estimated by calculating the associated greenhouse gas (GHG) emissions for each of your expenses (bank transactions recorded on your deposit account). The name of the transaction is used to categorise the expense and thus determine the type of shopping basket, product or service associated with it. A coefficient, specific to each purchase category or supplier, is applied to the amount of the expenditure. These coefficients, called "monetary emission factors", are used to convert euros into kg of CO2. Provided by the Greenly Participatory Carbon Benchmark, they correspond to the ratio of the emissions of a product or service to the price. They can also be calculated by taking the ratio of a sector's emissions to its turnover.

The estimation of your carbon footprint is accurate for expenditure on sectors whose products are homogeneous in terms of carbon intensity. These include:
- transport (petrol),
- housing (electricity, gas, water, etc.)
, - everyday services (Internet, telephone subscription),
- shopping baskets made up of similar products.

Conversely, the estimate is less accurate for sectors of activity where banking transactions refer to purchases made from heterogeneous product categories, such as food (meat and/or vegetables) or transport (aeroplane, train, etc.). BNP Paribas is working to improve the way it takes into account individual behaviour and to refine these categories so that you can estimate your carbon footprint ever more accurately.

How can I refine my carbon footprint estimate?

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